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If you're an expat living in Germany or planning to become one in 2024, it's time to talk about something super important – insurance! We know, we know, it's not the most exciting topic, but trust us, having the right coverage can save you from a lot of headaches down the road. So, let's dive into the must-have insurances for expats in Germany and how they can protect you and your dreams.
Health Insurance is mandatory in Germany for all German citizens, expats & International tourists. Each month, you make a payment toward your health insurance, which also covers your medical expenses. Germany has two health insurance systems; private & public. One of the best healthcare systems in the world is found in Germany. The majority of German citizens and residents are covered by the government-run public health insurance programme, which is paid for by the taxpayers' contributions. In turn, regardless of income or status, everyone gets access to high-quality, cheap healthcare. However, there are some gaps left by the public health insurance system which one can fill by opting for a private health insurance plan.
