Change your Bank Account

While big banks like Commerzbank is changing their fee structure and increasing the charges, there are still some hidden gems out there – no account fees, and a lot of perks which are especially good for expats (like worldwide money ATM usage – free of cost, free of cost Mastercard,  and much more). Just check out the table below and change from Commerzbank: Apply instantly.

  1. Smart account
c 24

App-based account with top
interest rates on
current account balances

95% Recommendation

1,1

Account note

very good

10.272

57.763

Cash machines

0 € mtl.

Debit card

7,49%

Overdraft Interest

0 € mtl.

Girocard (optional)

0 €

monthly account management

Exclusive bonus

75 €

Cashback

0,05% - 2,5%

2. Checking Account

dkb

Online comfort account with
top cash availability

92% Recommendation

1,4

Account note

very good

1.561

57.763

Cash machines

0 € mtl.

Debit card

8,68%

Overdraft Interest

0,99 € mtl.

Girocard (optional)

0 €

monthly account management

3. HVB Plus Account

hypovereinsbank

Comfort account with branch network
and personal advice

83% Recommendation

1,8

Account note

good

1.384

6.000

Cash machines

0 € mtl.

Debit card

3,44%

Overdraft Interest

1 € mtl.

Girocard (optional)

0 €

monthly account management

Exclusive bonus

100 €

4. GiroDirekt

1822direkt

Online account of Frankfurter
Sparkasse

84% Recommendation

2,0

Account note

good

320

23.164

Cash machines

3 € mtl.

Debit card

10,61%

Overdraft Interest

0 € mtl.

Girocard (optional)

0 €

monthly account management

New customer bonus

75 €

5. Top Checking Account

norisbank

Online account of the direct bank
of Deutsche Bank

75% Recommendation

2,0

Account note

good

214

57.763

Cash machines

0 € mtl.

Debit card

11,00%

Overdraft Interest

0 € mtl.

Girocard (optional)

0 €

monthly account management

6. BestGiro

santander

Comfort account with permanently
free account management

78% Recommendation

2,0

Account note

good

55

2.800

Cash machines

0 € mtl.

Debit card

11,20%

Overdraft Interest

1 € mtl.

Girocard (optional)

0 €

monthly account management

New customer bonus

150 €

7. N26 Standard

n26 1

App-based account

2,2

Account note

good

57.763

Cash machines

0 € mtl.

Debit card

8,90%

Overdraft Interest

keine

Girocard

0 €

monthly account management